How well-covered are your health risks?
Not how healthy your body is — how well your risks are known, screened, and protected against. CoverScore is a navigation layer over the screening economy. We never tell you your body is a number.
The rule that shapes every word here: score movements are coverage actions, never body judgments.
See which published guidelines apply to you
A few questions about what you know, what you're up to date on, and what has cover behind it — checked against the pinned USPSTF list and scored on coverage, never on your body. It runs entirely in this browser.
Instant Scan
Step 1 of 3These answers decide which published screening guidelines apply to you. They are not scored — nothing here moves your number.
Nothing you type here leaves your browser. There is no account, no network request, and nothing is saved — close the tab and it is gone. General wellness information drawn from published guidelines, not medical advice.
Known · Screened · Protected
Three pillars, and the weight on each is the one the shipped rubric actually uses. Screened carries the most because it is the only pillar with published absolute effect sizes behind it; the other two are labelled product judgment, and say so.
Known
weight 0.25 · product judgmentWhat's on record — whether you have your blood pressure, cholesterol and blood-sugar numbers at all. Anything you skip is left unscored rather than filled in from a population default: it widens the confidence band instead of quietly moving the number.
Screened
weight 0.45 · ealWhether you're up to date against published guidelines for your age and sex — the USPSTF grade, the source, and the free path, side by side.
Protected
weight 0.3 · product judgmentWhether a gap has coverage behind it — health insurance, disability, long-term-care planning. A protected gap and an unprotected one are not the same risk.
What the published guidelines actually say
Adherence and benefit, at a constant denominator — the only sanctioned way to compare a screening's uptake against its evidence.
86.4% of adults have had cholesterol checked within 5 years — but only 33.4% of USPSTF-eligible adults received recommended blood-glucose testing over 3 years.
same denominator, both figures
Completing one screening colonoscopy cut the 10-year risk of dying from colorectal cancer in half — 0.15% vs 0.30% — but 58% of trial invitees never showed up.
same denominator, both figures
Lung LDCT has the best number-needed-to-screen of any cancer screening (130–323 to prevent one death) — and only 16% of eligible Americans get it. Mammography: 80% uptake.
same denominator, both figures
Up-to-date rates: breast 80.0%, cervical 75.4%, colorectal 67.4% — but for the uninsured, colorectal drops to 23.8% vs 64.7% with private insurance.
same denominator, both figures
A personalized, age-by-age screening timeline (the window_timeline module) needs your date of birth to place doors on the axis. The Instant Scan above asks your age and forgets it the moment you close the tab, which is enough to resolve which doors are open to you right now — but a timeline you can come back to has to be stored, and nothing here stores anything (build rule #4). That version ships with the logged-in app.
Benefit and harm, in the same array
The honest screening display: absolute probabilities, not relative risk — deaths averted beside false positives, in one dot grid.
56% of adults turning 65 will develop a serious long-term-care need — but only 45% will ever receive paid care, average paid duration is just 0.8 years, and 1 in 7 will spend $100,000+ out of pocket.
Biennial mammography (40–74) averts 8.2 breast-cancer deaths per 1,000 women screened over a lifetime — alongside 1,376 false-positive recalls and 14 overdiagnosed cases per 1,000.
Caregiving and the cost of an unprotected gap
63 million Americans — 1 in 4 adults — are family caregivers, up 45% since 2015; 47% care for a parent or parent-in-law; average out-of-pocket cost $7,242/year (~26% of income).
The median nursing-home private room costs $129,575/year; 90% of adults say that would be impossible or very difficult to pay — and only ~7.5M Americans (incl. hybrid policies) have any private LTC insurance.
23% of adults had a major unexpected medical expense last year (median $1,000–$1,999); 28% went without some care because they couldn't afford it; ~1 in 12 adults owes medical debt over $250.