One walk through your house. Everything you own, indexed.
Talk as you walk. Point the camera at what matters and say what it is. We do the writing down — make, model, room, rough value — and hand you the document your insurer will ask for on the worst day of your life.
Point. Talk. Keep walking.
The camera reads what it can see, you say the rest out loud, and each item takes about eleven seconds — room, make, model, rough value, one after another.
After a total loss, the itemizing is yours to do
Most homeowners find out how thin their documentation is at exactly the wrong moment. What's below is real, cited, and unpleasant on purpose.
Only 47% of homeowners say they have any home inventory; FEMA's national survey finds just 30% of adults documented and insured their property.
After the 2025 LA fires, 53% of survivors were required to list and describe every destroyed item from memory; only 27% received full contents payment without an itemized inventory.
The document you hope never to need
What the walk produces: an itemized list, and an honest look at whether your policy's limits and sub-limits would actually cover it.
The average engagement ring costs $5,200 — 3.5x the standard homeowners policy's $1,500 jewelry-theft limit.
same denominator, both figures
74% of Marshall Fire homeowners were underinsured — 36% severely — and the strongest predictor was which insurer they had, not choices they made.
Total-loss policyholders in declared disasters, CA and CO
After declared disasters, California law requires insurers to pay at least 30% of dwelling limits (to $250k) without an itemized inventory; Colorado requires 65% of contents limits.
Your index is yours. We never send it to a carrier unless you press the button — see how it factors into your Property score.
The same walk answers the questions nobody asks until it's too late.
While you're already walking the house with a camera, we record four other things — once, so they exist when you need them.
Shutoff locations
Gas, water, and electric shutoffs — photographed once, ready when the manual says "turn off the gas" in an emergency and you have thirty seconds to find it.
Exit routes
Every way out of every room, recorded on the same walk. The plan you make when calm is the one you'll actually use when you're not.
What to grab
The short list — passports, titles, medical records — flagged as you pass them, so it's a checklist, not a scramble.
Pets and special needs
Carriers, medications, mobility equipment — the things a generic "go bag" list forgets, because it doesn't know your household.
If you live in a wildfire, flood, or hurricane zone, this should not be optional — check your area risk first.
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