Privacy Policy
This is a working draft, written to match the data-handling commitments described on our Trust page. It has not been reviewed or approved by counsel and should not be relied on as CoverScore's final, binding privacy policy. It will be replaced before launch.
1. What we collect
A Free Report needs only the input you give it — a ZIP code, an email address, or a product identifier. A Deep Report may add documents, photos, or questionnaire answers you choose to provide. Beyond what you type, the only thing collected passively is website analytics: we use Rybbit to count page views and referrers, on both this site and the app. It does not use cookies, does not follow you to other websites, and nothing it records is joined to your reports or to an email address you give us. We collect nothing else passively, and nothing at all about you from third parties.
Inside the app, what that measures is anonymized usage, not your records. It can tell us that a policy page was opened; it cannot tell us which policy, whose it is, what it covers, or what you paid. Identifiers are stripped from the page address before anything is sent, so the analytics record reads “a policy page” and nothing more. Your documents, premiums, renewal dates and health lines are never sent to an analytics provider in any form.
2. How we use it
To compute your score and confidence band, to save your profile between visits (once you provide an email), and to surface the free and paid options that could close a gap. We do not use your data to train models for other users' benefit, and sensitive editions (Health, Data & Privacy) never reach a commercial partner.
3. Who can see it
The matrix on our Trust page states this exactly, by role and by edition. In short: you, always; anyone else, only if you explicitly choose it, and never for Health or Data & Privacy.
4. Your rights
Export everything, any time, in a machine-readable file. Delete your profile and every score computed from it in one action. Revoke any access you've granted — an advisor, a household member, a partner handoff — immediately, without affecting your own copy.
5. What we never do
Sell, rent, or syndicate your data to insurers, brokers, or anyone else. Let Health or Data & Privacy data reach a commercial partner under any arrangement. Show you a number we cannot source from published data or a published rubric.
6. Questions
Contact our team with any privacy request or question.