Not an insurer. We sell no policies and never share your data.

One CoverScore, six reports

Your CoverScore puts every risk next to every policy you hold.

It appears once two reports are scored. You never have to start there.

231 places we check, each one dated →Solutions library: free fixes first →Risk meets policy: how we find the gaps →

Six scores0–100, higher is safer. Each one is free on its own.Numbers shown are samples, not yours

43±14HomeMy house and where it sits 58±6PrivacyMy data and my accounts 49±12MoneyWhat I’d lose if things went wrong 66±10FamilyFor me, my kids or a parent 72±11HealthIs my care covered? Not a health score ProductsWhat’s in my house

ManageFree

Policy vaultEvery policy, with the page each figure came from.Know your benefitsWhat your plans already entitle you to.Cost & renewal calendarWhat insurance really costs you a year.

OptimizeFree in beta

Coverage & gapsWhere nothing you hold would pay.Compare a quoteWhat a cheaper premium gives up.Renewal reviewQuestions for your agent, 45 days out.

Renewal or a quote in hand?Drop it in and see what a cheaper number gives up, line by line.Drop a dec page →Not an insurer. We sell no policies.

For professionals

CoverScore ProThe same six scores across a book of clients, with their consent.Everything for professionals →

AgenciesOwn a book. Run all of it on one standard.ProducersCarry your own clients. Send work you can sign.AdvisorsThe whole-household review your plan rests on. Nothing to disclose.PublishersThe score under your own masthead. We power the number.

Our publisher network6 sites run CoverScore under their own masthead.

Defensible HomesHome · Wildfire & flood hardening
HomeDocHome · Inspections & home records
SafeMamaProducts · Evidence-graded family guides
HelpMyBoomerFamily · Planning with an aging parent
ThermostatingHome · Heating, cooling & energy
HomeEnergyPlannerMoney · Energy costs & upgrades

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Not an insurer. We sell no policies and never share your data.

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Scores

Home Privacy Money Family Health Products 231 places we check Solutions library

Insurance

Policy vault Know your benefits Cost & renewal calendar Coverage & gaps Compare a quote Renewal review

For professionals

Agencies Producers Advisors Publishers

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About Data sources How we score Who pays us

Home Privacy Money Family Health Productsassess · find the gaps · fix · cover

Scores

Six scores on being prepared

Each score is a ranking with a likely range, not a probability. Pick the report that matches what you want to look at first.

Not an insurer, agent or broker. CoverScore doesn’t sell insurance.

with Defensible Homes & HomeDoc

What is your address actually exposed to?

Needs an address · about 30 seconds

passwords, brokers, credit

How exposed are you, really?

Needs an email · about 1 minute

liability, income, unclaimed

What would you lose if something went wrong?

Needs a ZIP + 4 answers · about 3 minutes

papers, people, plans

Would anyone know where everything is?

Needs 6 answers · about 4 minutes

a coverage score, not a health score

Are you getting the care your plan already pays for?

Needs your age · about 30 seconds

Is anything in your house recalled?

Needs one product · about 10 seconds

What this is, and what it isn’t

CoverScore provides general educational information about insurance, not insurance advice. We are not a licensed insurance agent, broker, or consultant. Figures shown are drawn from your own policy documents and from published sources, which are cited. For advice about your specific situation, talk to a licensed insurance professional.